<HEAD> <TITLE>"Ventajas de los competidores no tradicionales/no bancarios"</Title> </HEAD> <BODY> <A NAME="pgtop"></A> <A HREF="bancac.htm"><Img Src="flconts.gif"></A> <A HREF="banca7.htm"><Img Src="fllarrow.gif"></A> <A HREF="banca9.htm"><Img Src="flrarrow.gif"></A> <A HREF="mailto:dmordeck@uy.ibm.com"><Img Src="flmlsend.gif"></A> <BR> <IMG BORDER=0 SRC="banca8.gif" > <HR> <A NAME="pgbot"></A> <BR> <ADDRESS>Daniel Mordecki <A HREF="mailto:dmordeck@uy.ibm.com">dmordeck@uy.ibm.com</A></ADDRESS> <FONT SIZE="-2">Published by Lotus® Freelance Graphics® </BODY>